Think you can't afford it? Think again…
Co-ownership is offering help to thousands of people to own their own home and it's easier than you might think.

What is Co-Ownership?

Co-Ownership offers hopeful buyers the opportunity to get onto the home ownership ladder through a shared ownership scheme.

It works by allowing you to buy a share of your home, between 50% and 90% of the property's total value, depending on what you can afford.

You take out a mortgage to the value of your share of the property and then over time gradually increase this share as you are able.

Why choose Co-Ownership?

  • Get on the property ladder without the hefty deposit
  • Purchase your dream home, in a location that meets work and family demands
  • Opportunity to own a high quality property with a generous turnkey package

Co-Ownership website

What is Rent to Own?

Rent to Own allows applicants to rent a new build property for 3 years with the option to buy at the end of their tenancy. When tenants purchase the property they receive a 25% rent rebate which can help towards a deposit contribution.

Rent-to-own website

What is Fairshare?

FairShare is a shared ownership scheme for Northern Ireland. FairShare allows homebuyers who cannot afford to buy a property outright, to buy a share of a new-build property directly from a housing association and pay rent on the rest.

Fairshare website